4218 Greywood Drive, York, PA - Beautiful home is tastefully decorated throughout with stone front, brick walkway and patio, side entry garage, and easy access to Route 30 and Lancaster! Features formal dining room and foyer with hardwood floors, formal living room is open to the family room, spacious eat-in kitchen with island is open to the first floor family room with gas fireplace. The kitchen also features sliding glass doors to an 18×18 EP Henry brick patio and large yard. Deluxe master bedroom suite is a plus with cathedral ceiling, walk-in closet and spacious bath with ceramic tile floors, double bowl vanity and whirlpool tub. Plenty of room to expand in the lower level!

4218 Greywod Drive

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Septic Inspections are not included in a whole house inspection! If your home or the home you are purchasing, has a septic system instead of public sewer, we always advise our clients to have a septic inspection completed by a reputable company. A septic system could consist of a cesspool, sandmound system, standard septic system or a holding tank. Usually, when an inspection is being completed, the inspector will require the tank(s) to be pumped out. After the tank(s) are empty, the inspector will look at the tank and baffles to ensure that everything is connected properly and working properly. The inspector will also probe the drain field, to verify that the field is draining properly. Any problems with either of these items will be noted on a report, and should be fixed/replaced prior to any transfer of the property. A working system must be in writing and supplied to the mortgage company in order for the buyer to obtain financing. Buyers and Sellers should also check with their townships to see how often the tanks should be pumped and if the township or Sewage Enforcement Officer (SEO) needs to complete a separate inspection report in order to transfer the property. Read More

Ask Jim Powers your Real Estate Questions

                                BRING YOUR CHECKBOOK!

            When you make an offer on a house, you will sign the paperwork that outlines the terms of your offer.  At the same time, you will make out a deposit or “earnest money” check, which indicates your serious intention to buy the house.  If you back out after the contingencies are removed, the sellers may get to keep your “earnest” money to make up for any losses they have suffered.

            Buyers usually want to put down as little earnest money as possible.  However, there are some significant reasons to consider making your deposit substantial.  First, if your offer is not quite what the sellers wanted, a large earnest money check makes it more difficult for them to just say “no”.  In a situation where there are multiple offers on the same house, a large check sends a signal to the seller that you are a serious buyer and gives you an advantage over the competition. 

            For solid advice on selling or buying real estate, consult Jim Powers at Prudential Bob Yost.

First Time Buyer Mortgage Myths

Myth #4  My credit isn’t perfect, I don’t think I qualify.
Many loan programs have a flexible credit requirements so don’t count yourself out. It’s important that you get a copy of your credit report before you begin the mortgage process.  Review it carefully and report any errors or changes to the credit bureaus so that they can be corrected.  Call Kevin Wivagg at National City Mortgage to review the process and create a pre-qualification analysis for you.

Other questions for first time buyers

Solid Brick Rancher on Candlelight Drive

2901 Candlelight Drive, Starview Heights, York, PA - Solid brick rancher on large corner lot in well established neighborhood, is ready for immediate occupancy! Dallastown Schools! Features formal living room with bay window is open to the dining room, kitchen with all appliances is open to the family room with brick, wood burning fireplace and sliding glass doors to the 8×20 covered patio and large deck with built-in bench and lights. Spacious main bath w/linen closet, master bedroom suite with two closets and ceramic tile walk-in shower. Full walk-out basement is ready to be finished for extra living space. 2 car garage is a plus! Convenient to I-83 & Mt Rose Ave.

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3 more events coming to

York County

Three new events are scheduled to come to York County over the next several months, attracting thousands of visitors and generating more than $1 million in economic impact.

First Time Buyer Mortgage Myths

Myth #3  I don’t have enough money for down payment.
We offer several low downpayment loan programs, and in some cases there are also other options available to help you meet downpayment requirements.  For example, a motivated seller may be willing to pay your closing costs or other items which would allow you to use more of your closing funds towards a downpayment.  Also, some programs allow for downpayment funds to come from a gift from a relative, employer or non-profit agency.  Call Kevin Wivagg today and he can review some of the options available.

 
PIP CLARKE HEADLINING YSO CONCERT ON SATURDAY, NOVEMBER 15 

November Real Estate Update - Up to date information on the changes in interest rates, getting a mortgage through your credit union, the tax rebate for 2008, improving indoor air quality, and buying a home as a great investment! 

Ask Jim Powers for real estate advice!

First Time Buyer Mortgage Myths

Myth #2  Owning costs more than renting.  I’m sure I can’t afford it.
In many cases, the monthly cost own owning a home may be equal or often less to what you’re currently paying in rent.  Owning and renting both have their advantages.  Create a sample budget and list the possible associated costs with each option.  Call me today and I can help you with loan scenarios to see what an example monthly loan payment might be. Anyone can buy home, let us answer your questions and concerns.